We provide credit profile monitoring, open banking solution for loan management, personalized offers and loan origination for B2C customers, and pre-scoring and scoring tools for both B2B customers.
Current Status
Number of customers 500K, MAU 80K, onboarded lenders 7, 200 datapoints.
Problem or Opportunity
People struggle with choosing right loan option and getting approval. People struggle to manage all indebtedness properly and timely. People get rejected for the loan but does not know why. Underbanked people can not get a bank loan or offered unfavorable loan terms.
Solution (product or service)
Getting loans of various lenders via single interface. Handling and repayment of all loans via single app. Credit profile monitoring and credit building. Being offered bank loans on preferred terms due to the alternative score model.
Business model
Providing B2C customers loan origination, free loan repayment, continuous data update under subscription model, as well as providing B2B customers leads and loan origination services.