FIN-PAY Technology

We believe that payment acceptance should be simple, frictionless and effortless for merchants anywhere in the world.

Our mission is to provide the most agile global payment infrastructure in the world.

8 master license agreements signed across APAC jurisdictions that changes an industry.
6 key partner relationships across technology and distribution.
20 QR payment methods available for integration.
B BaaS (Banking as a Service) providers engaged.
1 key hardware partner for an SCRP device.

$167 billion as a total addressable market (domestic and card revenue).
$84 billion as a total serviceable market in Asia.
$5 billion as an obtainable market

Problems for merchants
- Due to onerous onboarding it takes way too much time to get set-up and accept payments
- Slow transaction speeds and settlements
- Due to a lack of transparency merchants get charged hidden fees
- Ineffective communication, service and outdated products

WELCOME TO FIN-PAY! -The world’s first DPO
Fin-pay is a Digital Payment Organization (DPO) that:
- Offers a quick, simple and entirely new onboarding experience
- Is transparent with no hidden fees
- Requires no new physical hardware
- Securely transacts globally in any currency
- Transacts in the shortest possible time

There’s a number of incumbent competitors with a high market share in the SMB/Micro-SME** space as well as Financial Institutions (Banks), who are ready for disintermediation by collaborating with a number of emerging competitors, who offer innovative products for merchants.

Get set-up quickly and accept payments immediately
Give them the service and clear communication they deserve
Get clear on the actual fees and charges
Remove the need for new physical hardware or legacy devices
Accept multiple payment methods and currencies

MSR (merchant service revenue) - we take a small percentage of each transaction processed via our app.
PSW (professional services revenue) - we charge for customisation or integration with banking or existing platforms such as POS or banking back end infrastructure.
MRR (monthly recurring revenue) - we charge a small SaaS fee per app in the market if used by a bank or financial institution.

Expanding user base
Open in new expanding digital payment markets
Expand the engineering team
Increasing revenue

Equity of 20%

VISA approved partner
BDO accelerator

- Winner of QLD Entrreprenuer 2020 (start-up category)
- Startup Grind Global Conference in San Francisco 2020
- Finalist in Leadership HQ Awards

Australian Innovation Patent