AjoPay Financial Technology Limited

AjoMoney is digitizing the centuries aged rotating savings and credit association (ROSCA) to become the Klarna.com of Africa, helping millions of Africans save money, shop now and pay later (BNPL) and

- Processed $26,500
- Over 4500 registered users
- Andriod and Ios Apps live on Stores
- 33% MOM growth
-AjoMoney for Business (AjoStore) App in MVP
-Developer API for businesses in Alpha

- Inflation and poverty in developing African countries
- High interest capital for businesses and individuals
- Poor getting poorer, long term savings affected by inflation
- Challenging online spending, poor access to shopping credit

Customers:
- Access early financing when you rotate savings and collection with peers.
- Show up on any merchant platform and pay later in a savings cycle at 0% interest.

Businesses:
Grow sales by 35% when you accommodate credit.

We make money from two active services:

1. Rotating group savings: We make 1.5% of the total amount circulated in the ROSCA cycle. If five(5) friends are saving $50 weekly, each friend gets $250 every week. AjoMoney gets $3.75 every week and $18.75 every month from the single cycle.

2. AjoMoney for business: About 79% of our revenue will be generated from this service. We charge our merchants 5% of all buy now pay later checkout and 1.5% of checkout with full payment.