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Vie

USA, Texas
Market: Financial services
Stage of the project: Prototype or product is ready

Date of last change: 04.05.2023
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Idea

We utilize life insurance lower credit card APRs for consumers and small business owners. Just ONE credit card, saving THOUSANDS of dollars, for MILLIONS of consumers

Current Status

Partnership with Advantage Insurance Services. Our product will be sold thru their agency containing 700 agents and a client base of over 20,000 potential customers who are already qualified.

Experienced executive team with a combined 150+ years of leadership experience.

Partner offers from VISA and Mastercard

Problem or Opportunity

As the economy rebounds from the lasting effects of the pandemic on the job market, consumer credit card debt is steadily rising. The high interest rates tied to this debt can hamper recovery and prolong repayment periods for consumers. This, in turn, can result in increased stress and restricted growth opportunities.

Solution (product or service)

Introducing a revolutionary Credit Card product that redefines the way consumers manage their finances. Our unique approach utilizes the cash value of a customer's life insurance policy as collateral, enabling us to offer a highly competitive product with half the interest cost, while still maintaining attractive perks and flexibility.

Business model

B2C. Primary Revenue Streams will come from the interest spread and interchange fees.
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