Utego is the 1st Italian Fintech, independent of banks, authorized by the Bank of Italy to operate as AISP
Current Status
Utego is an operating Italian fintech (authorized by the Italian Regulator) able to provide the following services: Bank accounts aggregation, Bank accounts data analysis, Real Estate values aggregation, Check IBAN service
Customization of Alertingset.Next steps: Invested Assets aggregationLoans/mortgages aggregationPFM / BFM Financial Auction, through purchasing groups process.
Market
Italian B2B and B2C market:
small banks
insurtech
insurance and reinsurance companies
fintech
GDO companies
software houses
data providers and data analysis companies
utilities companies
Problem or Opportunity
New clients’ acquisition, simply publishing products and services in Utego’s market place
Quality reviews (coming soon). Through a rating system users will evaluate products and services
Retention: why am I loosing clients? Which competitors do they prefer? …
Innovation. Possibility to develop new products/services by listening first to Utego’s users needs.
Solution (product or service)
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Competitors
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Advantages or differentiators
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Finance
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Business model
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Money will be spent on
IT and VAS for the b2b market
Staffing (mainly IT)
Sales force focused on the b2b market
Offer for investor
equity for an evaluation of a pre-money of 5.000keuro