CreditBPO Tech Inc.

CreditBPO Tech Inc., an AaaS (Analytics as a Service) provider for the Banking, Financial Institution and Government Sectors in the Philippines, has now developed a financial condition rating report, to help SMBs avoid being rejected for working capital loans and credit terms, by giving them on-demand, low-cost access to actionable insights on their business’s financial health, generated by our proprietary risk assessment, rating, and industry benchmarking software.

2021 - full year revenue est. US$100K
2022 - contracted revenue US$600K (but will increase)
2023 - estimated revenue (minimum) US$1.2M
Note: the above is just from Enterprise Sales to Philippine customers

The company is in the process of incorporating a US Inc and completing a Go-To-Market study to enter the US Market with an SMB solution.

Milestones:
Proved Product-Market Fit
Sales Pipeline: $5M

Partnerships/ Channels:
Visa Fintech Partner (APAC)
Dun & Bradstreet Philippines use CreditBPO Rating Report
In negotiation with a “Big Four” Accounting firm in the Philippines to distribute our SMB Financial Condition Rating Report to their SME Clients
CRIF Reseller Agreement
Credit Management Association of Philippines

Awards:
Winner – “Green and Inclusive Finance Solutions” category in the first “Europa Awards” 2021

B2B, SMB, USA, all sectors.

US$3.4 trillion global funding gap

30M SMBs in the USA…52% did not receive enough financing to grow sustainably

450M total SMBs globally or which 120M formal SMBs…create 85% of all jobs

Our Analysis as a Service (AaaS) Enterprise Software has already established a strong customer following in the Philippine Market.

The new product, a U.S. copyright-registered Financial Condition Rating Report, is affordable, easy to use, independent, objective, and consistent.

No direct competitors as all existing solution providers offer either bundled services that are too expensive for an SMB (e.g. SAP), or require the user to be able to work with the software to create user-specific reports, and require them to purchase their own data-feeds (e.g. Alteryx & Sisense).

Cheaper, faster, easier to use, and providing more and better actional insights than any solution currently on the market.

SMBs don't understand what they are doing wrong when they apply for a working capital loan or supplier credit.

By using our financial health rating report, they can focus on improving the KPIs that lenders and creditors focus on, and compare to their peers.

Subscriptions
Referral fees
Pay-per-use
Licensing fees
Bundling fees
API access

Go Deep then Radiate: Identify the Top 10 SMB verticals with the greatest financial need.

Go through these verticals’ buying associations/ Industry groups to offer our product.

Buying Associations & Industry Groups - [Network effects]
Partnerships - [Other report providers]
Licensing - [Accounting software providers]
Distribution - [Software Resellers]

18% G&A
17% Product Development & R&D
65% Sales & Marketing

We would consider investing via a SAFE or via a convertible note.

Larger companies wanting to include a similar offering in their suite of services.

However, we have experience in the Philippines whereby Dun & Bradstreet Philippines use CreditBPOs Rating Report in the report they issue their customers, and we are in negotiation with a “Big Four” Accounting firm in the Philippines to distribute our SMB Financial Condition Rating Report to their SME clients.

Bootstrapped the entire development and operation so far.

Awards – Winner – “Green and Inclusive Finance Solutions” category in the first “Europa Awards” 2021

Financial Condition Analysis Report