ConfirmU

Solving the issue of how consumers access the credit facilities they need when they have not had credit before.
Credit risk scoring using psychometric data, gathered in a gamified way, mapped to repayment history to produce a forward looking prediction of likelihood to default.
ConfirmU's methodology can credit risk assess anyone, regardless of age, location or past performance whilst opening up $2 tn in commerce for lenders globally

Product delivered. Clients engaged. Revenues generated and moving to MRR

Solving the issue of how consumers access the credit facilities they need when they have not had credit before.
Credit risk scoring using psychometric data, gathered in a gamified way, mapped to repayment history to produce a forward looking prediction of likelihood to default.
ConfirmU's methodology can credit risk assess anyone, regardless of age, location or past performance whilst opening up $2 tn in commerce for lenders globally

Use of psychometric data opens up lending to financially excluded consumers whilst enabling lenders to access additional revenues from paying customers who they previously would have rejected

Other alternative data providers but no organisation creating data for credit risk, engaging direct with the consumer and seeking explicit consent

Data used is unique
Leveraging repayment history to build a barrier to entry against competitors

Marketing and got to market strategy