Kinsu

Bringing protection benefits to the community through opinion leaders (offline leads generators), become a new employment alternative and a source of financial inclusion.

Digitalize the traditional insurance agent to obtain greater traceability of commercial management.

Develop individuals in the insurance profession by removing barriers to entry, focusing on turning women into protection leaders (empowering them).

We will develop systems, applications and easy-to-use APIs for insurance marketing.

Digitalize the agent, to later digitalize the customer.

We don`t have clients yet, but we are planning to develop in the following months, two unit economics:
- B2C & B2B2C Individuals
- B2B Corporation

MARKET SIZE-
The country’s young population holds potential for increased uptake of insurance products: 48+ MILLION Young Adults/Adults.
Total Available Market: 28+ MILLON- Hold income levels above two minimun salaries (A/B – D+).
Serviceable Available Market: 840 THOUSAND Kinsu Insurance Holders - Share of Market (3%).

- Insurance is NOT relevant for Mexicans, they believe products are expensive and not necessary or they don ́t understand the offer.
- Insurance is not where/when people need it.
- Independent agents use unefficient selling method;,manual quoting and buying processes; poor traceability; leads lost in the way.
- Agent ́s avg. age is 57 years old.
- Over 50% of citizens with informal employment, specially women; 57% of Mexican Women work in informal jobs (11.6 millions); 9 millons of Mexican Women earn little over 2 minimum salaries; 1.5 millions of Mexican Women does not receive income (subsistence activities).

- Become relevant to next generation of buyers; approached by one of their own, new equation of trust; understand costumer journey; satisfy their changing needs and preferences among all life stages.
- Create tangible value for the agents; safely manage all applications in an ecosystem; offer simplicity and transparency; no potential costumer unattended; identify clients needs to create ad-hoc products.
- Develop individuals in the insurance business, with SOCIAL IMPACT and FINANCIAL INCLUSION; scalable in emerging economies (Regional); generate a source of formal income; social and financial inclusion for Mexican Women.

National: Mangolife - Wee company - Kayum - Leverbox.
International: Coverwallet, Lemonade.

Kinsu's differentiating proposal is to digitalize the agent, be the agent's Insurtech, create an easy-to-use application for insurance marketing, and become an insurance carrier through technology. On the other hand, we will develop individuals in the insurance profession, eliminating the barrier to entry.
Locally, we mapped several operational solutions (Leverboox, Ajusch or Insurtech that are nothing more than digital sales channels); no one solves the real insurance challenges.
We are looking to solve the main problem of the insurance market in Mexico: low awareness and low sales, developing opinion leaders in communities, focusing on women, turning them into leaders of protection.

2021
Cost: $100,000 Usd
Total Revenue: U$D 482,000

2022
Cost: U$D 1,859,000
Total Revenue: U$D 2,634,872

2023- Total Revenue: U$D 5,036,058

2024- Total Revenue: U$D 9,318,417

2025-Total Revenue: U$D 13,670,986

U$D100+ MILLION: 3% of Available Market.

U$D144 AVERAGE TICKET: $12 Monthly x 12 Months.

U$D 200+ MILLION: Revenue projected by 2025.

- Salaries for initial team (CEO, CCO, CTO, SALES, OPERATIONS).
- Marketing investment ( Initial community outreach).
- Initial website development.
- Others (Office space, Hardware, Travels, etc.).

We are ready to offer an equity of 10%. We are aiming at a low initial investment, since our goal is to get breakeven at the beginning of the second year.

There is a high cultural barrier that must be broken down, we believe that this will be the greatest difficulty in waiting for the expected sales levels.

DOES NOT APPLY.

DOES NOT APPLY.